A Personal Identifier is a unique word or phrase shared exclusively with an individual or a group, serving as a means of identification and affirmation within a relationship.
With advancements in AI, technology can deceive humans. In video chats, you may mistakenly believe the person on the other end is your mother. However, this isn’t always the case.
When receiving a phone call from someone you think is familiar, requesting financial assistance, be cautious. Such occurrences are rare, and you shouldn’t immediately trust them. Consider the possibility that they may not be who they claim to be.
To verify someone’s identity before sending funds, ask questions that only they know the answers to. For example, ask about their personal information, such as your anniversary date, current residence, or key location. Also, inquire about their customary methods of celebrating significant life events.
Talk to the key people in your life about Personal Identifiers and establish mutually agreed-upon identifiers. These questions may not have logical or realistic connotations, but they serve as mutually agreed-upon identifiers.
When someone asks you for money, don’t rush into a decision. Stop, think, and hesitate.
Refusing to lend money, even a small amount, doesn’t address the root cause and empowers the perpetrator to seek help from others.
Exercise caution when making financial transactions. Be vigilant and aware of potential deception, even in video calls.